Still flagged under debt review?

Find out if you qualify to have your debt review status removed and take the next step towards financial freedom.

Is debt review holding you back?

You may have finished paying your debts or improved your financial situation — but your credit profile may still reflect that you are under debt review.

Vehicle finance icon

Vehicle finance

Home loans icon

Home loans

Personal finance icon

Personal finance

Credit cards icon

Credit cards

Store accounts icon

Store accounts

Other credit icon

Other credit

Getting started is simple.

Four steps to financial freedom.

Eligibility Check

01

Tell us about your situation

Complete our short form or WhatsApp us with your details.

Credit Bureau Dispute

02

We assess your status

Our team reviews your circumstances and determines whether you may qualify for debt review removal.

Wait for Updates

03

We guide you

If you qualify, we explain the process, documentation and next steps required.

Clear Credit Profile

04

Move forward

Once the applicable debt review status has been successfully resolved, your credit profile can be updated accordingly.

Could you qualify?

You may qualify depending on your individual circumstances.

You have settled all debt included in debt review

Your debt review status is still reflecting after settlement

You previously entered debt review but your circumstances have changed

You are unsure of your current debt review status

You have been declined for credit because of a debt review indicator

You want professional guidance on whether removal is legally possible

Every case is different. Eligibility depends on your debt review status and individual circumstances.

Why choose FlagFree.

Built to help you move forward.

Clear Guidance

We explain your debt review status and your available options in simple language.

Confidential

Your personal and financial information is handled with absolute care.

Nationwide

We assist qualifying consumers across South Africa.

Simple Process

Our team guides you through the process from assessment to completion.

Dedicated Support

You have a team available to answer questions and keep you updated.

Check Eligibility

Complete the form below to receive a free assessment.

Your information is kept strictly confidential.

Frequently Asked Questions

Everything you need to know.

Debt review removal refers to resolving the debt review indicator/status on a consumer’s credit profile where the consumer meets the applicable legal requirements.

No. Eligibility depends on the individual’s debt review status, debts and circumstances. FlagFree will first assess the client’s situation.

FlagFree can assist you in understanding your current debt review status and what options may be available.

No. Removal of a debt review indicator does not guarantee approval for future credit. Credit providers will assess applications according to their own affordability and lending criteria.

Timeframes depend on the client’s specific circumstances and the process required. A consultant should provide a clearer indication after assessment.

Ready to remove your flag?

Take the first step today. Let FlagFree assess your situation and explain your options.